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Thursday, March 27, 2014

I’ll Review Sanusi’s N266bn Deficit-Emefiele

Mr Godwin Emefiele answering questions  during his screening by the Senate for  Central Bank Governorship in Abuja on Wednesday

Nigeria’s next governor of the Central Bank, Mr. Godwin Emefiele, yesterday,  promised to review the past expenditure profiles of the nation’s apex bank to find out why it ran a budget deficit of N266 billion in 2013.
Emefiele, who was confirmed by the Senate after being screened for about two hours also unfolded his plans on how to grow the economy. He said the CBN under his watch will adopt development banking model.

During the confirmation hearing, yesterday, Senate President, David Mark, gave a stern warning to senators who were in the habit of hobnobbing with nominees before screening and confirmation to desist from it to protect the sanctity of the Senate.
Mr Godwin Emefiele answering questions  during his screening by the Senate for  Central Bank Governorship in Abuja on Wednesday
Mr Godwin Emefiele answering questions during his screening by the Senate for Central Bank Governorship in Abuja on Wednesday


The Senate had explained that the reason behind the confirmation of the CBN Governor before the expiration of the incumbent governor was to ensure that there was no lacuna.
While fielding questions from senators at the Committee of the Whole, the CBN governor- designate said he would probe into the various expenditure components of the bank to know how exactly the deficit became inevitable.

He said, “I will look into the budget expenditure components in the CBN but I am aware that we have what is called the operational expenditure profile as well as administrative expenditure profile.
“I think and I suspect that more of the deficit would have come from areas that pertain to operational expenditure and if it is about operational expenditure,  it means that unfortunately, we cannot do anything about it.
“This is because those were the expenditures that were incurred  in the course of open market operation which is needed to ensure that we maintain a strong currency and ensure that we continue to have a good country.”

On the issue of high target to bank staff, he stated that there was nothing wrong with the target even as he said that in any establishment, there was always a target which he said always led to promotion, though he was silent on the issue of immorality that the target normally leads to especially among the female staff.
Dollarisation of the Nigerian economy

He also promised to look into the dollarization of the Nigerian economy as his prime duty as one of the core mandates of the CBN was to maintain the legal tender, adding that continuous dollarization of the economy would create problems in the economy.
His words: “On the issue of dollarization of the Naira, I think one of the core mandates of the CBN is to ensure that we maintain a legal tender and respect it and ensure that whatever is done, our Naira has to be used as a legal tender. I will take it as a primary responsibility to ensure that the attempt to dollarize the Nigerian economy is discouraged. We should not allow it because it will create problems for the economy.”

He, however, assured the Senate and Nigerians at large that if approved, his own regime as the CBN governor would not spend any money in contravention of the law.
Emefiele noted: “The core mandate of the CBN is to achieve monetary and price stability, ensure strong exchange rate and build foreign reserves. We will ensure that we have a sound financial system in Nigeria.
“We will work hard to achieve macro economic stability in the country where inflation rate will continue to come down. We will also ensure that the interest rate will continue to come down.
During my tenure, whatever monetary policy decisions we take will be those that will lead to the improvement in the level of employment in Nigeria because employment is very crucial to national development.

“Today we have an employment emergency in the country and we must ensure that whatever decision we take at the CBN will be those that will lead to improvement in the level of employment in Nigeria. We will work with the manufacturing companies to ensure that we improve on their level of production and by extension, ensure that we achieve economic growth and development in Nigeria.
“The CBN and all stakeholders in the economy will play a central role towards ensuring that we grow the Nigerian economy in a stable environment. We will do this through the adoption of the development banking model that had been tried and tested in different jurisdictions in the world.
“In fact, in some of the frontiers and emerging markets in the world,  we have seen development banking used as a tool towards achieving economic growth and development and industrialisation. In the Latin America countries of Brazil and Mexico, development banking was used for their economic growth and development.”

On the issue of the cashless economy introduced by Mallam Sanusi Lamido Sanusi, he said, “The cashless policy is one that we consider very good and important because all nations of the world today are embracing electronic banking as an electronic channel for doing business.
“Nigeria being a very important country in the comity of nations should also embrace the cashless regime. We are going to look at part of the policy that has to do with penalty being imposed on excess withdrawals.

“We will review it to ensure that we mop up all the cash which are outside into the banking system notwithstanding the limit but we will encourage people to make sure that they embrace the electronic form of doing business. Then we could say that when making withdrawals, you should pay something to encourage you to embrace the electronic form of doing system. We will look into that and make it better.”
Also speaking on devaluation of the currency, he said, “it is true that we have seen the reserves dropping, it is as a result of speculative attack on the naira because people think that there will be devaluation as a result of what is happening in the world today.

No develuation of currency
“There is no need for anybody to worry about devaluation because it is a very devastating action to be taken in the country particularly because we are an import-dependent country. Devaluation will hurt the economy. We have an economy that is still very strong with about $39bn in foreign reserve to sustain about nine months of import. For as long as we have crude prices standing at about $100 per barrel, it is a strong economy.

“So, if we allow devaluation to happen, it will hurt the economy. Because we are import dependent, if we allow devaluation, many people will lose their jobs, prices of goods and services will go up, productive capacity will come down and eventually lead to inflation.
“The policy being adopted now which allows us to hold on to exchange rates and ensure that we do not engage in devaluation should be continued.”

He also described AMCON as a child of circumstance, stressing, “it came about as a result of the financial crisis to clear toxic assets in the books of some banks and to address the plights of those who lost investment in the capital market. “If the agency was not established, some of the banks would have been liquidated today and the customers would have lost their deposits.”
On the exchange rate, we will continue to ensure that we have a strong exchange rate. “What the CBN is doing now is to use various instruments of currency policy to ensure that we control the exchange rate. Actually, the exchange rate that the CBN has is N155 to one dollar. We have the unofficial markets but the CBN usually intervenes from time to time to bridge the gap between the official and un official market.”

Emefiele equally promised a cordial relationship between the apex bank and the Ministry of Finance towards ensuring economic growth. He said, “the Central Bank of Nigeria is the monitoring authority whereas the Ministry of Finance is the fiscal authority. It is important that in their relationship they must work in one direction.

“They must push in one direction. If we push in opposite directions what you will find is that we are not going to be able to achieve economic growth and development that we are talking about.  It is important that both the Ministry of Finance and the Central Bank move in one direction. If the decision is that we should pursue a conventional policy, both the Central Bank and the Ministry of Finance should be seen to move in one direction.”

However, Senator Mark warned that “We don’t have to follow the nominees out of the chamber. Please, we should sit where we are (and) if you want to see them later on, we can do so. The way we follow to go and take pictures and all that is not the best for elder statesmen who are our senators. I want to appreciate your cooperation in that aspect”.
Mark at the end of the exercise noted that the number of hours spent on the screening and confirmation of Emefele was clear indication of the importance that the Senate attached to the  offices.

The much awaited screening of Emefiele, considering the impasse between the suspended CBN Governor, Sanusi Lamido Sanusi, over missing oil fund, lasted about two hours as lawmakers posed challenging questions on the governor-designate.

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